Terms of Use
Last updated: February 2026
Introduction
These terms of use govern your access to and use of buyvsrenttool.com (“the site”). By using this site, you agree to these terms.
Purpose
This tool is provided for informational and educational purposes only. It is designed to help you compare the estimated costs of buying versus renting a home in the UK.
Not financial advice
The information and results provided by this tool do not constitute financial, legal, or tax advice. We are not regulated by the Financial Conduct Authority (FCA). You should consult a qualified financial advisor before making any property or investment decisions.
Accuracy and limitations
While we strive for accuracy, this tool uses simplifying assumptions including fixed interest rates, steady growth rates, and standard formulas. Stamp Duty Land Tax (SDLT) calculations apply to England and Northern Ireland only. Scotland (LBTT) and Wales (LTT) use different rates. You should verify all figures with HMRC or a qualified professional.
Your responsibilities
You are responsible for verifying any figures produced by this tool. Do not rely solely on these results when making financial decisions. The tool is intended as a starting point for your research, not a substitute for professional advice.
Intellectual property
All content on this site, including text, design, and code, is owned by buyvsrenttool.com. You may use the tool for personal, non-commercial purposes. You may not reproduce, distribute, or create derivative works from this site without permission.
Availability
We do not guarantee that the site will be available at all times or without interruption. We may modify or discontinue the site at any time without notice.
Limitation of liability
To the fullest extent permitted by law, buyvsrenttool.com shall not be liable for any losses, damages, or costs arising from your use of, or reliance on, this tool or its results.
Governing law
These terms are governed by and construed in accordance with the laws of England and Wales.
Changes to these terms
We may update these terms from time to time. Continued use of the site after changes are posted constitutes acceptance of the updated terms.
Contact
If you have any questions about these terms, please contact us at contact@buyvsrenttool.com.